Guides & data studies
Clear, no-nonsense explainers and original data studies from the team behind YouCalc’s calculators — so you understand the numbers before you run them.
How-to guides
Guide
How much house can I afford?
Work out an affordable home price from income, debts and down payment using the 28/36 rule, DTI and full PITI.
Read the guide → GuideShould I rent or buy a home?
The price-to-rent ratio, your break-even horizon, and the costs people forget — how to actually decide whether to rent or buy.
Read the guide → GuideHow to Pay Off Your Mortgage Early
The realistic ways to clear a mortgage early — extra principal, biweekly, lump sums, recasting vs refinancing — and what each saves.
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