# Rent vs Buy Crossover Index

> How many years until buying a home beats renting? We rank 41 countries by break-even year, using 2026 Numbeo data and YouCalc’s engine.

**Dataset:** 41 countries · 2026 · Free to reuse under CC BY 4.0 — please credit YouCalc with a link.

## Key findings

- **Top:** United States — 2 years
- **Notable:** 4 countries
- **Lowest:** Japan — 2.06%

## Get the data

- [Download the data (CSV)](https://youcalc.com/data/studies/rent-vs-buy-crossover-index.csv)
- [Full interactive study](https://youcalc.com/en/studies/rent-vs-buy-crossover-index/)