# Global Mortgage Affordability Index

> Where is a home loan most affordable? We rank 41 countries by how much of a median income a typical mortgage payment takes — computed with YouCalc’s mortgage engine from 2026 data.

**Dataset:** 41 countries · 2026 · Free to reuse under CC BY 4.0 — please credit YouCalc with a link.

## Key findings

- **Top:** United States — 22%
- **Bottom:** Egypt — 266%
- **Spread:** 12×

## Get the data

- [Download the data (CSV)](https://youcalc.com/data/studies/mortgage-affordability-index.csv)
- [Full interactive study](https://youcalc.com/en/studies/mortgage-affordability-index/)