# Deposit Insurance Coverage Index: what a bank guarantee is really worth

> If your bank fails, how much is guaranteed? We compare statutory deposit insurance ceilings across 68 jurisdictions in one currency and against income.

**Dataset:** 67 countries · 2024 · Free to reuse under CC BY 4.0 — please credit YouCalc with a link.

## Key findings

- **Highest:** United States — $250,000
- **Lowest:** Ghana — $441
- **Notable:** 19 countries × €100,000 → 6.4×

## Get the data

- [Download the data (CSV)](https://youcalc.com/data/studies/deposit-insurance-coverage-index.csv)
- [Full interactive study](https://youcalc.com/en/studies/deposit-insurance-coverage-index/)