# Finance & Money — YouCalc

> Loans, mortgages, savings, taxes, and everyday money decisions.

## All Finance & Money calculators

- [Auto Loan Calculator](https://youcalc.com/en/finance-money/auto-loan/): Estimate your monthly car payment, amount financed, sales tax, total interest and out-the-door price from price, down payment, trade-in, fees and APR. Free.
- [Compound Interest Calculator](https://youcalc.com/en/finance-money/compound-interest/): See how savings grow with compound interest and regular contributions. Pick your rate, frequency and term, then watch contributions vs. interest stack up.
- [Cost Per Wear Calculator](https://youcalc.com/en/finance-money/cost-per-wear/): Work out the real cost of clothes, shoes, and accessories per use. See why cheap-but-rarely loses to pricey-but-daily. Free, instant, no sign-up.
- [Debt Payoff Calculator](https://youcalc.com/en/finance-money/debt-payoff/): Compare the debt snowball and debt avalanche methods side by side. See months to debt-free, total interest, and how much avalanche saves. Free, multi-currency.
- [Emergency Fund Calculator](https://youcalc.com/en/finance-money/emergency-fund/): Size your emergency fund (the common guide is 3–6 months of expenses), see how funded you are, and how long it takes to reach your target. Multi-currency, free.
- [EV vs Gas Calculator](https://youcalc.com/en/finance-money/ev-vs-gas/): Compare what an electric car and a gasoline car cost to run each year, see which is cheaper, and how long an EV takes to pay back its higher price. Multi-currency, US/metric, free.
- [FIRE Number Calculator](https://youcalc.com/en/finance-money/fire-number/): Find your FIRE number with the 4% rule (25× annual spending), see your progress, and estimate years to financial independence. An estimate, not advice. Multi-currency, free.
- [Inflation Time Machine](https://youcalc.com/en/finance-money/inflation-time-machine/): See what a US dollar amount from any year since 1913 is worth in another year, using official CPI-U inflation data. Free, instant, no sign-up.
- [Loan Calculator](https://youcalc.com/en/finance-money/loan/): Estimate your personal loan repayments and compare an alternative loan side by side. Multi-currency, free, no sign-up.
- [Mortgage Payoff Calculator](https://youcalc.com/en/finance-money/mortgage-payoff/): See how extra monthly payments, biweekly schedules, or refinancing affect your mortgage payoff date and total interest. Multi-currency, free, no sign-up.
- [Mortgage Calculator](https://youcalc.com/en/finance-money/mortgage/): Estimate your full monthly mortgage payment: principal, interest, property taxes, home insurance, PMI, and HOA. Multi-currency, free, no sign-up.
- [Retirement Savings Calculator](https://youcalc.com/en/finance-money/retirement-savings/): Project your retirement nest egg from your age, balance, monthly contributions, employer match and expected return. See nominal and inflation-adjusted values.
- [ROI Calculator](https://youcalc.com/en/finance-money/roi/): Calculate return on investment (ROI) and compound annual growth rate (CAGR) from a starting value, ending value, and holding period. Free, multi-currency.

## Optional

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